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$497,499
List Price: $499,999
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540 N James Street

House in Peekskill •  building info
3bd • 1ba • 1,435ft² $348 per ft²
Buy with Yoreevo

$497,499

List Price

$499,999

Key Details
Days on market
161
Last price change
$10,001 (2%) on 6/25/26
Estimated payment
$3,586/mo
Taxes
$742/mo
Maintenance
N/A
Description
Welcome to this charming and well-loved three-bedroom home, ideally situated on a quiet street just moments from the vibrant north side of Peekskill's downtown. Blending warmth, character, and practical living space, this home offers a wonderful opportunity for comfortable everyday living with room to make it your own. Step inside to find a spacious main level featuring a bright and inviting living room—perfect for relaxing or gathering with friends and family. The formal dining room provides a dedicated space for meals and entertaining, with easy access to the kitchen for convenience. The kitchen offers ample workspace and storage, with a functional layout that flows naturally into the rest of the home. One bedroom is conveniently located on the first floor, offering flexibility for guests, a home office, or single-level living. Upstairs, you'll find two additional bedrooms with classic charm and cozy appeal. Throughout the home, you'll notice abundant storage options, including a full basement and a walk-up attic—ideal for keeping seasonal items organized or exploring future expansion possibilities. Outside, enjoy a generous backyard with plenty of room for outdoor dining, gardening, play, or relaxation. A two-story shed offers additional storage space and presents exciting potential for conversion into a workshop, studio, or finished bonus area. The welcoming three-season front porch is the perfect spot to unwind with your morning coffee or enjoy a quiet evening. With its desirable location close to downtown Peekskill's shops, restaurants, and amenities, combined with its comfortable layout and inviting character, this home is a fantastic opportunity to settle into a peaceful neighborhood while staying connected to everything the area has to offer.

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Home features
Hardwood floors
Building amenities
Services and facilities
Parking Available
Building info

History
6/25/26
Price decreased 2%
$499,999
$10,001
4/24/26
Price decreased 2.9%
$510,000
$15,000
3/31/26
Listed
$525,000
What it'll cost
Purchase price
$499,000
Asking Price: $499,999
Term
30 Years
Down Payment
$49,000 (10%)
Min: 10% (49,000)
Rate
6.5 %
Mortgage Amount
$449,999
Mortgage Payment
$2,844
Taxes
$742
Estimated Yoreevo rebate
$2,500
Estimated closing cost
$17,000
Total monthly cost $3,586
Buy your dream home with us and get an estimated
$2,500 rebate.
Rebates vary by sale price, market and are subject
to a minimum commission.
Listing Courtesy of Schunk Realty Group

Information ©2026, OneKey MLS. All rights reserved. The source of the displayed data is either the property owner or public record provided by non-governmental third parties. It is believed to be reliable but not guaranteed.