Own a Manhattan home with just a 10% down payment! Welcome to 501 West 156th Street, Unit 22, a one-bedroom, one-bathroom HDFC cooperative located in the heart of Washington Heights. Situated on the second floor with only one easy flight of stairs, this bright and efficient home offers approximately 450 square feet of comfortable living space. The layout is cozy yet functional, filled with natural light, and perfect for first-time buyers or anyone looking for an affordable way to own in New York City. Financing is simple with only 10% down required, no loan-to-value restrictions, and several banks already familiar with lending in the building. Pets are welcome, making it even easier to feel at home. The location is unbeatable—just steps from the 1 and C trains for quick access to Midtown and Downtown, as well as near the Henry Hudson Parkway and George Washington Bridge for convenient travel. The neighborhood offers supermarkets, local shops, cafés, restaurants, parks, and the famous Hispanic Society Museum & Library right at the end of the block. Income restrictions apply: $98,940 annually for households of one to two people and $113,280 for households of three or more. The flip tax is paid by the seller, and subletting is permitted on a case-by-case basis, while pied-à-terres are not allowed, helping maintain a strong community feel. This is a rare opportunity to own an affordable home in one of Manhattan's most vibrant neighborhoods.