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$628,256
List Price: $634,800
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231 West 148th Street #4J
Coop in Central Harlem •  building info
2bd • 1ba • 1,018ft² $624 per ft²
Buy with Yoreevo

$628,256

List Price

$634,800

Key Details
Days on market
46
Last price change
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Estimated payment
$4,242/mo
Taxes
Included in maintenance fees
Maintenance
$1,197/mo
Description
Spacious 5-Room Apartment with Flexible Layout & Multiple Exposures Located at 231 West 148th Street in Harlem , this spacious five-room home at The Washington offers a flexible layout, excellent light, and thoughtful upgrades within a well-established HDFC cooperative community. With north-east, north-west, and south-west exposures , the apartment enjoys natural light throughout the day along with strong cross-ventilation, creating a bright and comfortable living environment. The layout includes two generously sized, closeted bedrooms , a spacious and welcoming living room, a pass-through galley kitchen , and a windowed, closeted flex room that can easily function as a dining room, home office, den, or third sleeping area. This additional room adds long-term versatility and allows the home to adapt to changing needs over time. The apartment is well lit and well ventilated, with many light fixtures on dimmer switches and several three-way switches that allow lighting to be adjusted based on use and time of day. The living room is pre-wired with junction boxes for both a wall sconce and a ceiling fan, offering additional flexibility for layout and design. The kitchen features stainless steel appliances , accent lighting along the granite counters , an oversized sink with a dedicated filtered-water spout, and a built-in dish soap dispenser. The pass-through design keeps the space connected to the living area while maintaining separation. The windowed full bathroom has been updated with new fixtures, offering a clean and refreshed feel. Both bedrooms are well proportioned, and the primary bedroom includes upgraded closet doors . The apartment carries 154 shares , and the monthly maintenance of $1,197 includes heat, hot water, and cooking gas, with approximately 39 percent of the maintenance tax deductible . Built in 1920 and converted to cooperative ownership in 2003 , The Washington is a professionally managed, pet-friendly cooperative . The buildings at 231 and 239 West 148th Street are internally connected and share amenities that include a live-in superintendent , two central laundry rooms, a fitness room, a children's playroom, a community room, bike storage, and additional storage. A key-access community garden is located adjacent to the building, and a pay public parking garage directly across the street adds everyday convenience. The building is subject to affordable housing income restrictions and follows a 250 percent Area Median Income (AMI) guideline . For 2026 , New York City's 250 percent AMI for households of one to four people ranges from approximately $283,000 up to a maximum of $400,000 . Bank financing of up to 90 percent is permitted , and gifts toward down payment or closing costs are accepted . There is no flip tax . As recommended by the cooperative, total monthly housing costs, including mortgage and maintenance, should not exceed 30 percent of gross monthly household income . Subletting is permitted after two years of residency, subject to board approval . Transportation is exceptionally convenient. The 3 train stops at 148th Street just down the block , while the A, B, C, and D trains are accessible at 145th Street and St. Nicholas Avenue , providing easy access to Midtown and Downtown Manhattan. Nearby bus service includes the M1, M7, M102, and M148 , offering reliable north-south connectivity. Set on a tree-lined block , the home is moments from Jackie Robinson Park , neighborhood cafés including Common Good Café , and everyday conveniences along West 145th Street such as Super Foodtown, New York Sports Club, Starbucks, and Duane Reade , along with a strong selection of nearby dining favorites including Bird in Hand, Briciola Harlem, Cucina Italian Tavern, The Handpulled Noodle, The Edge Harlem, Benyam, Lucille's Coffee and Cocktails , and the iconic Charles Pan-Fried Chicken . This residence offers space, flexibility, and long-term value within a thoughtfully maintained cooperative.

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Important Stuff
Elevator
Unit features
Dishwasher
Hardwood floors
Storage Available
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City

Building amenities
Services and facilities
Bike Room
Fios Available
Laundry in Building
Live In Super
Wheelchair Access
Wellness and recreation
Children's Playroom
Gym
Shared outdoor space
Courtyard
Building info

History
What it'll cost
Purchase price
$634,000
Asking Price: $634,800
Term
30 Years
Down Payment
$126,000 (20%)
Min: 20% (126,000)
Rate
6.0 %
Mortgage Amount
$507,840
Mortgage Payment
$3,045
Maintenance
$1,197
Estimated Yoreevo rebate
$6,544
Estimated closing cost
$7,000
Total monthly cost $4,242
Buy your dream home with us and get an estimated $6,544 rebate.
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Listing Courtesy of Douglas Elliman

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