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157 W 123rd Street #3E

Coop in South Harlem •  building info
studio • 1ba • 250ft² • $620 per ft²
List Price

$155,000

Listing Agent
Robert D. Pair  • Harlem Lofts Inc.
Key Details
Days on market
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Last price change
$5,000 (3.1%) on 6/19/26
Estimated payment
$784/mo
Taxes
Included in maintenance fees
Maintenance
N/A
Description
Showings are by appointment only. This move-in ready studio apartment on the third floor of an elevator building in fashionable South Harlem represents terrific value. The unit is in very good condition with high ceilings, hardwood floors, a tiled bathroom, and kitchen with new cabinets. 157 West 123rd is a well-run HDFC cooperative bordering the Mount Morris Park Historic District. Monthly maintenance (including heat and hot water) is a very affordable $350/month. This is a Housing Development Fund Corporation (HDFC) building, subject to income and primary residence restrictions. Income restrictions are 120% of Area Median Income, which for an individual is $136,080 per year. This lovely home is located a few steps from Harlem's Restaurant Row, and close to the 2/3 and B/C subway lines. Shopping on 125th Street (including the new Trader Joe's and Target) is just a short walk away. For recreation, the home is close to Mount Morris Park and within walking distance of Central Park. This property is delivered vacant with all paperwork provided.

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Important Stuff
Elevator
Building amenities
Services and facilities
Fios Available
Live In Super
Building info

History
6/19/26
Price decreased 3.1%
$155,000
$5,000
6/16/26
Listed
$160,000
7/23/25
Delisted
$158,000
7/22/24
Listed
$158,000
What it'll cost
Purchase price
$155,000
Asking Price: $155,000
Term
30 Years
Down Payment
$31,000 (20%)
Min: 20% (31,000)
Rate
6.5 %
Mortgage Amount
$124,000
Mortgage Payment
$784
Estimated closing cost
$7,000
Total monthly cost $784
Listing Courtesy of Harlem Lofts Inc.

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