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116 Railroad Avenue

House in St. James •  building info
3bd • 2ba • 1,108ft² $667 per ft²
List Price

$739,000

Listing Agent
Valerie J. Peterson  • DeBarbieri Assoc Inc
Key Details
Days on market
28
Last price change
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Estimated payment
$4,718/mo
Taxes
$730/mo
Maintenance
N/A
Description
Welcome to this beautifully updated 3-bedroom, 2-bath home in the heart of St. James! Convenient distance to shops, restaurants and transportation with taxes under 9k! The stunning 2025 kitchen renovation is the centerpiece of the home. Showcasing natural quartzite countertops, full height backsplash, a 9 ft island with waterfall, professional grade appliances featuring a 6 burner gas range with vented hood. A bar area with beverage center and secondary workstation sink. Original hardwood floors run throughout the home. The fully enclosed, heated and air-conditioned front porch offers year-round enjoyment. The main level also features a formal living room, a full bathroom, recessed lighting, and efficient 4-zone heating and 3-zone cooling for personalized comfort. Upstairs, you'll find the three bedrooms, and another full bathroom, served by 3-zone heating and 2-zone cooling. The partially finished basement was completed in 2024 and provides additional living space. It has its own dedicated heating and cooling zone, along with a front-loading washer and gas dryer. A new high-efficiency Laars wall-mounted gas boiler was installed in 2025. In 2026, the home was fully insulated and finished with maintenance-free Cedar Impressions vinyl siding. The oversized detached two-car garage is equipped with a 60-amp subpanel, multiple 20-amp outlets, and hot and cold water with waste plumbing—ideal for a workshop or hobby space. The property also features a beautifully designed paver patio complete with a wet bar (2024)—perfect for entertaining, ample driveway parking, RV parking, hot and cold exterior water spigots. Additional highlights include Andersen® Thermopane windows, newer architectural roof, new exterior doors, 200-amp electrical service with generator hookup, wifi smart thermostats & porch lights, and eight surveillance cameras. Ideally located a short walk to Lake Avenues shop and restaurants. This home also offers beach rights to multiple Smithtown beaches, close proximity to parks, hiking trails and nature preserves. Situated in the highly regarded Smithtown Central School District.

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Building amenities
Services and facilities
Parking

Garage

Shared outdoor space
Patio
Building info

History
What it'll cost
Purchase price
$739,000
Asking Price: $739,000
Term
30 Years
Down Payment
$73,000 (10%)
Min: 10% (73,000)
Rate
6.0 %
Mortgage Amount
$665,100
Mortgage Payment
$3,988
Taxes
$730
Estimated closing cost
$22,000
Total monthly cost $4,718
Listing Courtesy of DeBarbieri Assoc Inc

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