This HDFC co-op presents an incredible opportunity for first-time buyers and growing families. Located in the heart of vibrant Harlem, this two-bedroom home offers a comfortable and affordable entry into Manhattan living. While the unit may require some updating, it provides a blank canvas for you to create a space that perfectly suits your needs. Imagine the potential of this charming co-op, nestled within a thriving community with easy access to public transportation, world-class dining, and cultural attractions. Don't miss your chance to own a piece of Harlem's rich history and bright future. FAQ Here are the requirements to qualify as potential buyer: - What is the requirement for DTI/Debt-to-Income ratio? Very flexible, person needs to have stable income. As long as they can cover the maintenance fee. - How many months of reserve do I need to have? No reserve requirement. - What is the minimum down payment required for the unit/building? 10% - What credit score is needed? 660+ - What is the Flip tax? 30%