This well maintained multi-family property offers the perfect blend of charm, space, and flexibility, ideal for both homeowners and investors alike. The main three-bedroom unit lives like a single-family home, featuring a welcoming rocking chair front porch, a spacious foyer, and formal dining room. Upstairs, you'll find three generously sized bedrooms, along with a walk-up third floor (accessed from the hallway) offering excellent potential for future expansion or your storage needs. The unit has been refreshed with new carpeting, updated stair treads, and fresh paint throughout. The lower level one bedroom unit provides a private and comfortable living space with a separate rear entrance, ideal for rental income, but can also be accessed via stairway from the first floor, offering a good option for extended family. It has been updated with brand new flooring and fresh paint, and enjoys access to a large, fenced-in backyard. Each unit is equipped with its own laundry and separate electrical meter. Gas, heat and hot water is shared, helping to streamline maintenance and reduce overall equipment costs. The property has just been delivered vacant, giving the new owner immediate flexibility to set rents at current market rates (estimated at approximately $3,650/month for Unit 1 and $1,900/month for Unit 2 in their current condition). Ideally located just steps from vibrant downtown Peekskill, with its shops, restaurants, waterfront, and Metro-North access (less than 1 mile away), this is a rare opportunity to own a versatile property in a highly rentable location.