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647 Lincoln Street
House in Baldwin Harbor •  building info
3bd • 2.5ba • 1,686ft² $415 per ft²
List Price

$699,000

Listing Agent
Jennie R. Katz  • Blue Island Homes NY LLC
Key Details
Days on market
34
Last price change
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Estimated payment
$5,043/mo
Taxes
$1,170/mo
Maintenance
N/A
Description
This beautiful waterfront property offers the ultimate coastal living experience. Move right into this 3-bedroom, 2.5-bath Colonial perfectly positioned to capture stunning water views from every angle. Enjoy the scenery from the decks off the primary suite and eat-in kitchen, where the beauty of the water becomes a natural extension of your home. Inside, freshly painted interiors and gleaming wood floors create a warm and welcoming atmosphere. The living room, dining room, and spacious eat-in kitchen flow seamlessly, ideal for both everyday living and entertaining. The primary suite features cathedral ceilings and an abundance of natural light, making it a true retreat. Modern updates include a new HVAC system, hot water heater, dishwasher, and GE laundry appliances. Additional features include a private shed, bulkhead, and pull-down attic for extra storage—everything you need for effortless waterfront living. Solar panels add energy efficiency, blending comfort with sustainability, too (loan on panels as of 10/31/2025 is $16,185.15; 138 payments remaining; loan ends 10/9/2036). New buyers will be responsible for assuming the solar panel agreement.

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Important Stuff
Washer/Dryer in unit
Home features
Dishwasher
Hardwood floors
Private outdoor space

Roof Deck

Building amenities
Services and facilities
Parking Available
Building info

History
What it'll cost
Purchase price
$699,000
Asking Price: $699,000
Term
30 Years
Down Payment
$69,000 (10%)
Min: 10% (69,000)
Rate
6.25 %
Mortgage Amount
$629,100
Mortgage Payment
$3,873
Taxes
$1,170
Estimated closing cost
$21,000
Total monthly cost $5,043
Listing Courtesy of Blue Island Homes NY

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