Beautiful and well-maintained Palmer House Cooperative Complex a 24-hour gated community with security guard. This is ready to move in. Modern kitchen with granite counter tops and stainless-steel appliances. Unit comes with or without the furniture. Assigned parking and guest parking. HOA fees include heat, hot water, property taxes and common area maintenance fees. Board approval required. Community laundry located on the main level. The building has superintendent and maintenance staff. This building is conveniently located, close to Sprain Brook Parkway, New York State Thruway. Shopping on Central Avenue, Ridge Hill Shopping, Stu Leonard's, Costco, and Home Depot. This is a Cooperative complex; board approval is required. Minimum downpayment is 20% (10% at signing of contract and balance due at closing. Need two years of salary and work history, 6 months cash reserve living expenses after payment of downpayment and other related closing costs required. Credit score of 740 and DTI of 30%or less.