Bring your contractor and creativity to finish it your way.  Requires a full renovation. DUPLEX with 16 ft ceilings. Lofted 1 bedroom with excellent sunlight from 13 ft windows on 90th & Columbus. Galley kitchen can accommodate a Dishwasher. Living and dining space on the lower level with a wall of windows facing north Low maintenance includes Electricity, Gas, Water, Heat. Per HDFC guidelines, income limits are: 1 person $187,110. 2 persons $213,840. There is an asset cap of $351,500 for the household also, but retirement funds are exempt. Co Op features doorman/attended lobby, laundry, community room, courtyard (under renovation) and parking garage (wait list). 90% financing allowed. Pet friendly. No cash purchases. Sublets are permitted with restrictions. Gifting of up to 50% of down-payment permitted. Shown by appointment only with 48 hour notice. Close to Trader Joe's, Whole Foods, cross-town buses and B-C-1-2-3 Subway lines.