Share Listing
Save Listing
445 Gramatan Avenue #FC2
Coop in Mount Vernon •  building info
2bd • 1ba • 1,000ft² $220 per ft²
List Price

$220,000

Listing Agent
Rosalie E. Rose  • Fleetwood Realty
Key Details
Days on market
21
Last price change
loading...
Estimated payment
$1,055/mo
Taxes
Included in maintenance fees
Maintenance
N/A
Description
Discover Your Sanctuary at Westchester Gardens: Elegance, Space, and a Commuter's Dream! Welcome home to Westchester Gardens, one of Fleetwood's most coveted and meticulously maintained garden-style cooperatives. Situated at 445 Gramatan Avenue, this stunning residence offers the perfect marriage of classic pre-war architectural charm and the modern updates today's buyers demand. THE RESIDENCE: Step inside to an expansive, sun-drenched layout characterized by soaring ceilings and oversized windows that frame serene views of the complex's lush, professionally landscaped courtyards. The living spaces are anchored by pristine, original hardwood floors featuring exquisite mahogany ribbon inlays—a testament to the craftsmanship of a bygone era. For the home chef, the eat-in kitchen features a sleek, modern aesthetic with crisp white cabinetry, abundant counter space, and a full suite of premium stainless steel appliances, including a dishwasher and built-in microwave. The stylish grey-toned flooring and large window make this a bright, inviting space for morning coffee or casual evening meals. The primary and secondary bedrooms are generously proportioned, offering ample closet storage and high-speed fiber-optic readiness—ideal for those who work from home. The classic windowed bathroom has been tastefully maintained with timeless white tiling and a clean, airy feel. THE COMMUNITY & LIFESTYLE: Westchester Gardens is more than just a building; it's a community. Residents enjoy access to a tranquil, park-like interior courtyard, on-site laundry facilities, a dedicated resident superintendent, and the peace of mind that comes with a smoke-free environment. For those with a vehicle, the convenience of assigned parking (waitlist may apply) is a rare Westchester luxury. THE LOCATION: Location is everything! You are just a short, 7-minute stroll to the Fleetwood Metro-North station, providing a swift and reliable 28-minute commute to Grand Central Terminal. Enjoy the best of Fleetwood's "village" lifestyle with local boutiques, artisanal cafes, post office, and diverse dining options—all within walking distance. Quick access to the Bronx River, Cross County, and Hutchinson River Parkways makes any commute a breeze. BOARD REQUIREMENTS & FINANCIALS: This well-managed cooperative prioritizes community stability. No Flip Tax (Saves money at closing!) Pet Policy: This is a strictly "No Dog" building (Cats and small caged birds are welcome). Credit/Income: Minimum FICO score of 720 required. Minimum gross income requirements: $55k (Studio), $65k (1BR), $75k (2BR), $95k (3BR). Occupancy: Primary residence only. Rules: 80% carpeting rule is strictly enforced to ensure the quiet enjoyment of all residents. This is a non-smoking building. Don't miss this opportunity to own a piece of Fleetwood's finest. Experience the quiet of a garden retreat with the heartbeat of NYC just minutes away. Schedule your private tour today!

Hide full description

Unit features
Dishwasher
Hardwood floors
Building amenities
Services and facilities
Parking Available
Building info

History
What it'll cost
Purchase price
$220,000
Asking Price: $220,000
Term
30 Years
Down Payment
$44,000 (20%)
Min: 20% (44,000)
Rate
6.0 %
Mortgage Amount
$176,000
Mortgage Payment
$1,055
Estimated closing cost
$7,000
Total monthly cost $1,055
Listing Courtesy of Fleetwood Realty

Information ©2026, OneKey MLS. All rights reserved. The source of the displayed data is either the property owner or public record provided by non-governmental third parties. It is believed to be reliable but not guaranteed.