One level living in Westchester County! Welcome to 38 Cardoza Avenue, nestled among Northern Westchester's lush foliage offering country ambiance yet approximately 1Hr to NYC. Conveniently located just minutes from shopping, dining, highways and Metro North. The Cortlandt Colony offers a swimming pool, clubhouse and recreation area that provides residents with a lifestyle of comfort, convenience and carefree enjoyment. This move in condition home has been lovingly maintained & offers all of the amenities today's sophisticated buyers are looking for including hardwood floors, central air, 1st floor primary bedroom with full bath, two additional bedrooms ,open concept kitchen, bright & sunny floor plan, high ceilings, 1st floor laundry (converted bedroom), plenty of closets, attic space & walkout basement (additional 780SF) with full bathroom & private entrance. Board approval required. HOA costs $1600 per YEAR, cover common area, pool, clubhouse and play area. Taxes do not include star savings of $1818