Welcome to 28 S. Montgomery Avenue — a distinguished Dutch Colonial set on nearly an acre of waterfront property in Bay Shore. Built in 1895, this timeless home blends historic character with thoughtful modern updates. Featuring seven bedrooms and two full plus two half baths, it offers space for both elegant entertaining and comfortable daily living. The formal living room with fireplace and stately dining room flow to an updated kitchen, while the den includes a gas line ready for a future fireplace. Original woodwork and hardwood floors meet modern conveniences like radiant heat, new windows, a four-year-old roof, and in-ground sprinklers. Outdoors, enjoy your heated saltwater pool, lush landscaping, and private waterfront access. A detached carriage-style garage with loft and greenhouse complete this rare offering. Historic charm, modern comfort, and a premier Bay Shore location—this home truly has it all.