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245 Rumsey Road #2D
Coop in Yonkers •  building info
2bd • 1.5ba • 1,091ft² $182 per ft²
List Price

$199,000

Listing Agent
Bruno F. Ruiz-Castano  • ADCNY Realty Corp
917-659-6162 • 
Key Details
Days on market
55
Last price change
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Estimated payment
$1,914
Monthly taxes
N/A
Monthly maintenance
$908
Description
This spacious 2-bedroom, 1.5-bathroom coop in the Park Hill section of Yonkers is move-in ready. The living room has a spacious L-shaped layout with a dining area, and the eat-in kitchen has been recently updated with wood cabinets, stainless steel appliances, and flooring that needs some work. The full bathroom needs some updating. The bedrooms are large and have plenty of closet space, and both receive good natural light. The building recently renovated the lobby, elevators, and laundry room. The unit comes with one assigned parking spot and ample visitor parking. The unit is being sold in "as-is" condition. The location is convenient yet private, with easy access to highways, public transportation, parks, schools, Cross County Shopping Center, and Central Park Avenue shopping. To schedule a private showing, please contact us today. Important Information: The coop requires a 20% down payment at contract signing. The DTI (debt-to-income) ratio must be 30% or less, and the credit score must be 725+. Gross annual income must be equal to at least four times the annual maintenance and mortgage costs. A temporary fuel surcharge of $132.44 per month is in effect from January 2023 to December 2023. The unit is 100% wall-to-wall carpeted. 12 months of maintenance reserves in liquid assets after closing.

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Important Stuff
Elevator
Listing Amenities
Dishwasher
Building Amenities
Parking Available
History
What it'll cost
Purchase price
$199,000
Asking Price: $199,000
Term
30 Years
Down Payment
$39,000 (20%)
Min: 20% (39,000)
Rate
6.5 %
Mortgage Amount
$159,200
Mortgage Payment
$1,006
Maintenance
$908
Estimated closing cost
$7,000
Total monthly cost $1,914
Listing Courtesy of ADCNY Realty Corp

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