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20 Bayside Road
House in Mastic Beach •  building info
1bd • 1ba • 804ft² $621 per ft²
List Price

$499,000

Listing Agent
Key Details
Days on market
43
Last price change
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Estimated payment
$3,055/mo
Taxes
$290/mo
Maintenance
N/A
Description
Experience the best of coastal living in this charming beach cottage, located just moments from the water and dock. This spacious one-bedroom home blends classic seaside appeal with exceptional investment potential. The property comes with an approved $100,000 FEMA (FIMP) grant for a full house lift, as well as a $25,000 septic system grant—providing tremendous value, peace of mind, and a major opportunity for the next owner. Once lifted, the home will enjoy elevated waterfront views. Inside, the bright, open-concept layout offers generous living space and an inviting beach atmosphere. Whether you’re looking for a year-round retreat, a strong rental investment, or a renovation project with significant funding already in place, this cottage is a rare coastal find with endless potential. Mastic Beach is also in the early stages of a $500 million revitalization initiative designed to transform the area into a vibrant, walkable downtown destination—positioning the community for exciting long-term growth.

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Home features
Dishwasher
Building amenities
Services and facilities
Parking Available
Building info

History
What it'll cost
Purchase price
$499,000
Asking Price: $499,000
Term
30 Years
Down Payment
$49,000 (10%)
Min: 10% (49,000)
Rate
6.25 %
Mortgage Amount
$449,100
Mortgage Payment
$2,765
Taxes
$290
Estimated closing cost
$17,000
Total monthly cost $3,055
Listing Courtesy of Corcoran

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