Welcome to 12 Mallard Cove in the Vanderbilt Peninsula of Centerport- where every day feels like a getaway. Enjoy your own private neighborhood dock, perfect for morning coffee by the water or spontaneous paddleboard sessions. Nestled in a quiet, close-knit community, this home offers peace, privacy, extensive updates, and a yard made for entertaining. Large 4 bed, 4 bath cape with the feel of a colonial. Recently updated. Plus, the added bonus of a *legal accessory apartment*, giving you the flexibility for rental income, multigenerational living, or a private guest retreat. If you’ve been dreaming of a home close to the water- where you can enjoy privacy without sacrificing convenience, host unforgettable gatherings, and even earn passive income, this is the one for you. This home offers so much, including many updated windows for improved efficiency, decorative moldings, 200 AMP electric service, whole house generator hookup, waterproof basement system, 3-zone heating system, electric car charger, 3 patios for relaxing or entertaining, 2 year old shed, sprinklers and 2 car garage. The first floor *legal accessory apartment* is perfect for guests, extended family, or rental income. There is a $300 annual association fee that includes dock access and usage, kayak/paddle board storage, deeded dock rights and the ability to moor a boat just steps away. This is a rare opportunity to enjoy many amenities and modern comforts in the heart of Centerport! Call today before this one flies off the inventory list. *Proper permits required for legal accessory apartment