Buy with Yoreevo
$492,650
List Price: $495,000
Share Listing
Save Listing
118 - 122 W 123rd Street #7-3
Coop in South Harlem •  building info
3bd • 1ba • 1,041ft² $476 per ft²
Buy with Yoreevo

$492,650

List Price

$495,000

Key Details
Days on market
62
Last price change
loading...
Estimated payment
$3,359/mo
Taxes
Included in maintenance fees
Maintenance
$985/mo
Description
The Victory Renaissance (118–122 W 123rd Street) is a pre-war HDFC cooperative, ideally located in the heart of Central Harlem and surrounded by everything that makes the neighborhood so special. Apartment 7-3, One of only four residences on the floor. The apartment has been recently refreshed, featuring refinished hardwood floors and a kitchen with existing cabinetry retained—providing a clean, functional layout and flexibility for future upgrades. The kitchen and living room overlook a peaceful community garden to the east, with plots available to residents. The primary and second bedrooms face north with open street and sky views, while the third bedroom faces southeast providing three exposures and excellent light throughout the day. An laundry room is conveniently located within the building. The location is exceptional: just minutes from Whole Foods, the 2/3 subway lines, Trader Joe's, Red Rooster, and an outstanding mix of neighborhood favorites, national retailers, and local boutiques. Nearby are Marcus Garvey Park—with its playing fields, historic Watchtower Hill, and public pool—as well as Magic Johnson Cinemas and the legendary Apollo Theater. Central Park and the rest of Manhattan are easily accessible via public transportation. As an HDFC co-op, Victory Renaissance offers a rare opportunity to purchase a spacious three-bedroom home in Central Harlem at an affordable price point, with lower real estate taxes and maintenance than many traditional co-ops. FYI... Photos are AI enhanced. Note: Buyers must meet the 2025 income guidelines at 120% AMI (subject to change for 2026. For example, $174,960 for a three-person household), make a 20% down payment, and occupy the apartment as their primary residence. Residents value Victory Renaissance for its strong sense of community and long-term stability. This is a compelling opportunity to own in Central Harlem. - For income guidelines search: https://www.nyc.gov/site/hpd/services-and-information/area-median-income.page

Hide full description

Important Stuff
Elevator
Unit features
Hardwood floors
Building amenities
Services and facilities
Parking Available
Building info

History
What it'll cost
Purchase price
$495,000
Asking Price: $495,000
Term
30 Years
Down Payment
$99,000 (20%)
Min: 20% (99,000)
Rate
6.0 %
Mortgage Amount
$396,000
Mortgage Payment
$2,374
Maintenance
$985
Estimated Yoreevo rebate
$2,350
Estimated closing cost
$7,000
Total monthly cost $3,359
Buy your dream home with us and get an estimated $2,350 rebate.
Rebates vary by sale price, market and are subject
to a minimum commission.
Listing Courtesy of Keller Williams Realty Group

Information ©2026, OneKey MLS. All rights reserved. The source of the displayed data is either the property owner or public record provided by non-governmental third parties. It is believed to be reliable but not guaranteed.