- Cash only, no bank lending - No mortgage - HDFC co-op with income restrictions Make your home just one block from Central Park in this spacious one-bedroom co-op in a South Harlem HDFC building. Income restrictions apply. Household income restrictions of 165% AMI apply: 1 Person = $154,110 2 People = $176,220 3 People = $198,165 4 People = $220,110 5 People = $237,765 Inside this prewar home, you'll find hardwood floors, tall ceilings, excellent storage and oversized windows on three exposures. A foyer opens to a large living room offering a generous footprint for seating and dining areas alongside another roomy closet. Ahead, you'll find an extra wide hallway perfect for a home office area or caf table. The windowed kitchen features ample cabinet and counter space, plus a full-size range and refrigerator. A windowed bathroom with a tub/shower completes this South Harlem home. 11-15 St. Nicholas Avenue offers a live-in superintendent and an outstanding South Harlem location directly above Central Park. Here you'll enjoy front-row access to the breathtaking North Woods, Harlem Meer and the former Lasker Rink and Pool, now the Harlem Meer Center, currently undergoing an exciting $150 million renovation. Harlem's coveted dining and nightlife venues are within easy reach, and this central neighborhood offers fantastic proximity to the shopping and cultural offerings of 125th Street, Museum Mile and the Upper East and West Sides. Transportation is effortless with 2/3 trains a block away, plus B and C trains, excellent bus service and CitiBikes all nearby.